Mary Free Bed Insurance
Unprecedented recoveries since 1891.
For over 130 years, our teams have been restoring hope and freedom through rehabilitation.
Mary Free Bed is the nation’s most comprehensive rehabilitation provider and largest not-for-profit, independent rehabilitation hospital system. Our nationally-recognized physical medicine and rehabilitation teams specialize in changing trajectories for patients who have experienced work-related injuries and catastrophic events.
Settle for more.
Mary Free Bed’s extensive network of quality providers, advanced technology and deep regional relationships allows us to provide outstanding levels of care with exceptional, streamlined coordination.
Each year, our interdisciplinary teams treat thousands of patients who have experienced life-altering events. Our clinical suite of services includes the full continuum of care.
Our goal is the same as yours: Get the care patients need, when and where they need it, to achieve the best possible outcome.
“At-Risk” Solutions for “At-Risk” Payors
Case Management ServicesInterdisciplinary teams dedicated to the management of your catastrophically injured patients
Contact us for custom solutions.
New Onset Catastrophic Claims From onset of injury through optimal outcome, providing clinical strategy and oversight for long-term, high dollar claims
New onset guaranteed catastrophic case management
- Case management for new onset worker injuries involving:
-
-
- Traumatic brain injury
- Spinal cord injury
- Multiple trauma
-
-
- 1, 2 & 3-year bundled case rates cover all rehabilitation services, including:
-
-
- Acute, inpatient, outpatient, sub-acute
- All compensable workers compensation medical expenses during contract period
- Full or partial fee forfeiture if MMI is not achieved.
- Responsive triage (24 hours, anywhere in the U.S.)
- Non-binding contract proposal (delivered within 48 hours of first notice)
- Full or partial fee forfeiture if MMI is not achieved
-
-
Legacy Catastrophic ClaimsContracted capitated and lifetime solutions for cohorts of legacy claims
Legacy workers compensation single year contracts that assure improved cost trajectory
-
-
- Claims with DOI > 6 Months
- Claims with 12-month annual medical spend > $50K
- Any diagnosis or medical condition.
- Case rate price = 1+% of most recent 12-month medical spend
- MFB assumes the risk of paying out as much 2-3 times the contract price during the term of the contract.
-
Independent Medical Exams and Comprehensive Claims AnalysisIndustry-leading expertise on new and legacy claims
Contact us for custom solutions.

Keeping it simple.
Think of us as an extension of your existing teams – with a vast network of health care resources at our fingertips. We leverage strong partnerships to navigate claims, coordinate care, mitigate risk and reduce overall case cost.

Getting better, faster.
No two recoveries are alike. Our interdisciplinary teams of board-certified physiatrists, therapists and rehabilitation specialists design personalized, goal-oriented programs for each and every patient. We’re here for them for as little or as long as they need us.

Achieving brighter futures.
Exceptional outcomes benefit everyone. Patients return to the community with optimal quality of life. Clinicians are empowered to modify care in real time. And better lifetime outcomes come at a lower cost.
Nationally-Recognized Outcomes

Intensive Medical Rehabilitation
Our full continuum of support is crucial to beneficiaries of workers compensation and similar benefits, because it focuses on achieving objective patient outcomes, like returning to work. Our suite of services includes:
- Inpatient Care
- Sub-Acute Rehab
- Outpatient Therapy
- Home Care
- Virtual Visits

Specialized Programs
We provide highly accredited, comprehensive care for medically complex conditions. Our specialized, interdisciplinary programs include:
- Spinal Cord Injury
- Traumatic Brain Injury
- Chronic Pain Management
- Severe Extremity Injury
- Delayed Recovery Challenges
- Functional Restoration
Meet the Team
People are at the heart of everything we do, and we know there’s no singular path on the journey to recovery. Schedule a no-charge consultation today to learn if yours is a case for Mary.
Nathaniel Guzman
nathaniel.guzman@maryfreebed.com
616.840.8421
Dr. Michael Jakubowski
Chief Medical Officer
Mary Free Bed Insurance Company
michael.jakubowski@maryfreebed.com
616.840.8797
J’nise Ramsey
Director of Clinical Case Management
Mary Free Bed Insurance Company
j’nise.ramsey@maryfreebed.com
616.840.7441
Ryan Podvin
Business Development & Strategy
Mary Free Bed Insurance Company
ryan.podvin@maryfreebed.com
616.840.8676