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Understanding our Standard Hospital Charges

Your rehabilitation is an important investment in your future. To help you fully understand the costs and services you can expect at Mary Free Bed, we’ve provided you below with information about our excellent outcomes, patient stories, retail charges and insurance discounts. If you have questions, please feel free to contact us not only about the prices posted here, but also your insurance, billing and any other Mary Free Bed financial matters.

Here’s our contact information:

Our financial services offices are staffed 8 a.m. to 5 p.m. Monday through Friday and closed on major holidays. If we’re not available to take your call, we’ll respond to your message within two business days.


Rehabilitation Outcomes

We understand you want to return to the life you love and we’d be honored to partner in your rehabilitation journey. Mary Free Bed is one of the largest and most comprehensive rehabilitation hospitals in the United States. The combination of more than 110 specialized medical and sports rehabilitation programs and an exclusive focus on rehabilitation enables our specialty physicians and staff to help our patients achieve outstanding clinical outcomes. In fact, the rehabilitation results achieved consistently exceed national averages and in some areas, lead the way. We’re proud to report our inpatient satisfaction scores are in the top one percent in the United States. Below are outcomes for fiscal year 2020.


Patient Stories

These patient stories offer a closer look at the care provided by Mary Free Bed:


Mary Free Bed Chargemaster

Our chargemaster is similar to a manufacturer’s suggested retail price list. It’s the retail charge for each service delivered, as well as supplies used while delivering rehabilitation care. Everything is included, from prescription drugs to therapy and much more. These charges are tracked during your treatment and compiled to determine your bill.

Our rates are updated, typically on an annual basis, to best represent what retail price is needed for us to operate the hospital and provide care. We look at salaries and wages for our expert staff as well as overhead, which includes utilities, food and other services needed to operate the hospital. We also plan for purchases of sophisticated technology so you have access to leading-edge rehabilitation.

The standard charges shown in the files below will likely not reflect the amount paid by your insurance company. Each insurance company has a contract with us to pay us at a discount off the retail price. Discounts range from zero percent to 100 percent for those patients who qualify for free, charity care. The final amount paid by you is determined by your particular insurance type and contract.

If you don’t have commercial insurance or are not covered by a government health care plan (Medicare, Medicaid, etc.), please contact our Patient Financial Services department prior to admission to talk about charges, alternative pricing and payment options. We have plans that can help.


Mary Free Bed Pricing Transparency

In order to be more transparent about the costs of medical care, we have put together a document of more than 300 shoppable services. Contained within this document are charges for the most common services provided during the last two years. It provides information on the charges that your insurance company has agreed to pay for these services, but it does not reflect what portion of those charges that will fall to your responsibility for payment. There are three terms to be familiar with that will impact what your insurance tells us that you are required to pay:

Co-Payment = the dollar amount that is required to be paid at the time of each visit, for example $20.00 for a specialist office visit

Deductible = the amount of money that a patient must pay at the beginning of each insurance plan year before the insurance company will start paying for any of the care received.

Co-insurance = the amount, usually a percent (%) of the insurance approved charges that a patient must pay for a service. Once a deductible has been met for the year, if the plan requires co-insurance payments the patient will be responsible for them until their out-of-pocket maximum has been reached.

Out-of-pocket maximum = the maximum amount during the insurance plan year that an insured patient is required to pay when all co-pays, deductibles and co-insurance payments are combined.

The services shown in the Consumer Shoppable Services file do not represent quotes or a guarantee of the charges that will be incurred during a course of treatment. What they represent are an estimate of what charges course of treatment could incur if a patient’s experience matches the examples exactly. Actual services provided to a patient will be determined by the combined efforts of doctor recommendations, patient preferences, and insurance authorizations. For a more comprehensive estimate, please reach out to our Patient Financial Services department for assistance.

If you don’t have commercial insurance or are not covered by a government health care plan (Medicare, Medicaid, etc.), please contact our Patient Financial Services department prior to admission to talk about charges, alternative pricing and payment options. We have plans that can help.